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Benefits Information for Fellows
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SUMMARY OF BENEFITS FOR INTERNS, RESIDENTS AND CLINICAL FELLOWS
JANUARY 2009 to DECEMBER 2009
Interns, residents, and clinical fellows who work at least 20 hours per week may enroll in the Children's Hospital Boston Employee Benefits Program. Available benefits are summarized below For additional information on benefits offered by Children's Hospital Boston, please contact the Children's Hospital Boston Benefits Office at 617-355-7790, email hresc@childrens.harvard.edu, or stop by the Benefits Office at 1 Autumn St, 1st floor.
Children's Hospital Boston recognizes the following as dependents eligible for benefits:
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- A spouse of the employee as recognized by the Commonwealth of Massachusetts: In-state couples, different-sex or same-sex, must be married to receive benefits. Married employees must bring a copy of their marriage license to the Benefits Office to register their spouse benefits.
- A documented same-sex spousal equivalent of the employee if the employee lives outside Massachusetts: Only out-of-state same-sex couples may register for spousal equivalency. The Children's Hospital Boston Affidavit of Same Sex Spousal Equivalency is available in the Benefits Office. The employee must submit the completed affidavit with supporting documentation of common residency and financial interdependence to the Benefits Office.
- Any unmarried dependent children of the employee under the age of 19
- Documented full-time student dependents of the employee age 19 and older: Full-time student dependents must provide proof of status to the medical and/or dental plan every semester. If the dependent remains a full-time student, coverage continues to age 25 in both dental and medical plans.
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Basic Group Life Insurance:
Children's Hospital Boston provides each employee with life insurance coverage equal to 1.5 times your eligible annual pay, up to $750,000. The cost of this benefit is fully covered by the hospital.
Supplemental and Dependent Life Insurance:
You may purchase additional life insurance for yourself from one to five times your annual salary, up to a maximum of $1.5 million. You may also purchase life insurance for your spouse and for your dependent children.
Health Care and Dependent Care Reimbursement Accounts:
Reimbursement Accounts let you set aside a portion of your salary before taxes to pay for eligible health and/or dependent day care expenses. These accounts help you reduce your costs for health expenses not covered by your benefit plans, and the cost of child or elder care services for your eligible dependents.
Other Insurance/Related Benefits:
Children's Hospital Boston also provides Business Travel Accident Insurance and an HIV Supplemental Benefit Plan.
Voluntary Tax Deferred Annuity and Investment Plan {403(b)}:
All benefit-eligible employees may participate in Children's Hospital Boston's voluntary savings/investment 403(b) plan. Additionally, employees may also participate in a Retiree Medical Savings Account plan.
Group Automobile Insurance:
You may purchase your automobile insurance at group rates. This program is offered through MetLife and you will pay any premiums through regular payroll deductions.
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Group Legal Services:
Children's Hospital Boston offers an optional group legal assistance program that provides participants with a wide range of personal legal services.. You pay the full cost of the plan.
Veterinary Pet Insurance:
Veterinary Pet Insurance (VPI) gives you the opportunity to purchase medical insurance for your pets. The cost of this plan is paid for by the employee.
Children's Hospital Boston Child Care Center:
The Children's Hospital Child Care Center accommodates 42 children, ages three months to five years and is located nearby on the campus. All benefit-eligible employees may use the Center. Please call them directly at (617) 355-6006 for more information. Discounts are also available for other child care centers; please contact the Benefits Office for additional information.
Children's Hospital Boston Work/Life Information and Assistance Program:
The Children?s Hospital Boston Work/Life Information and Assistance Program provides confidential assistance with personal problems and daily life challenges. KGA, an independent firm in the field of employee assistance and work/life services, administers the program. Counselors are available both close to work and near your home locations. The program also provides consultation with work/life specialists, information and referrals to community resources, vacancy checks to ensure compatibility of child care and elder care providers and customized educational materials to meet a broad range of needs.
Parking/MBTA Monthly Pass:
Children's Hospital Boston offers discounted parking in various parking lots in the area. You are also eligible to receive a 50 percent subsidy on all MBTA passes. Contact the Parking Office at 617-355-6251 for more information.
Discounts:
Children's Hospital Boston provides many additional discounts and services, including discounts on gym memberships, banking, cell phone services, weight management, shopping and entertainment.
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Vacation:
Interns, residents, and clinical fellows will receive a minimum of 2 weeks of vacation each year. This time must be used by June 30 of each year; unused days will not carry over. Please refer to your training program's policies for more information about the amount of vacation and when it may be used.
Leave of Absence:
Recognized leaves of absence include Medical, Family Medical and Child Care/Adoption. Trainees employed by the hospital for at least twelve months, and who have worked at least 1250 hours during the twelve month period preceding the leave, may be granted leave for up to twelve weeks in any rolling twelve month period. A medical or family medical leave may be granted on an intermittent or reduced schedule basis if medically necessary. For trainees who have been employed by the hospital for less than twelve months, or who have worked less than 1250 hours during the twelve month period preceding the leave, but who have been employed for at least three months by the hospital, may be granted up to eight weeks of leave for childbirth, or adoption of a child as provided under Massachusetts law. There may be limitations or guidelines for length of training that are determined by your specialty board and may affect leaves of absence. Please check with the training program director or your specialty board for more information.
Professional Liability Insurance:
Clinical trainees are provided with professional liability coverage for the duration of their training and thereafter for any acts or omissions occurring during the training and within the scope of the training program. Clinical trainees are not covered to practice at other institutions unless they have written approval from their Program Director.
The Office of Clinician Support:
The Office of Clinician Support is designed to provide a safe alternative communication channel for anyone who does clinical work with patients. The program is designed to assist clinicians with any problem they may be having, whether it be work-related or personal. The OCS provides a safe forum in which to voice concerns, evaluate situations, organize thoughts, assess feelings and decide what it is important according to a clinician's specific circumstances. Confidentiality of all parties is closely respected.
On Call Accommodations:
If applicable, your on-call schedule will be determined by your training program. On-call rooms and shower facilities are provided on all inpatient units and on Hunnewell 5. A meal will be provided to you each night you are expected to sleep in the hospital.
Salary:
The current salary for first year trainees in this program is $59,236. Salaries generally increase by 2-4% each year.
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Health Plans:
Children's Hospital Boston currently provides a choice of three medical plans, all through Blue Cross/Blue Shield. You may choose to enroll in any one of these three health plans. The hospital partially subsidizes the cost of medical plan coverage. You pay the remainder with pretax dollars through payroll deductions. Dependents must enroll in the same benefit option as the employee.
Dental Plan:
Children's Hospital Boston offers a choice of two optional dental plans. The hospital partially subsidizes the cost of the plans. You pay the remainder with pretax dollars through payroll deductions. Eligible dependents as described in the Health Plan section above may also enroll in the dental plan. Dependents must enroll in the same benefit option as the employee.
Vision Plan:
Children's Hospital Boston offers an optional vision plan. The plan provides each covered family member with coverage for eye exams and necessary corrective lenses, including eyeglass lenses or contact lenses. It also provides an allowance to be applied toward the cost of eyeglass frames. The cost of this plan is paid for by the employee.
Short-Term Disability Insurance:
Children's Hospital Boston provides you with short-term disability insurance. The plan continues 60% of your eligible weekly pay, up to $1,500 per week, if you are unable to work due to illness or injury. Benefits start after 7 days of disability and continue for up to 26 weeks. The cost of this benefit is fully covered by the hospital.
Long-Term Disability Insurance:
Children's Hospital Boston offers two optional long-term disability insurance options. You may purchase coverage for 40% or 60% of your eligible monthly pay, up to $10,000 per month. Benefits are payable if you are disabled for six or more months, up to age 65. The cost of this plan is paid for by the employee.
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